Author: Fumiko

Growing up is a scam. Don’t let people tell you that you have to grow up. You are responsible for how you feel and how you make others feel. Develop healthy boundaries. And don’t be a slave to convention. These are just a few of the advice you should give your 20-year-old self. What would you tell yourself? Read on to discover what you would say to your 20-year-old self. Growing up is a scam It is possible to live off the dividends from your ETFs without working. In fact, if you can live off the dividends from your ETFs…

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Your morning skincare routine starts with cleansing your face. The goal is to remove any nighttime treatment products and any sweat you might have accumulated over the course of the night. Wash your face with warm water and a gentle cleanser to feel like you’re just washing it. You may choose to use a toner after cleansing, but some people don’t like the feeling of toning, while others enjoy its antioxidants and closed pores. Applying an antioxidant serum After cleansing, apply an antioxidant serum to your morning skincare routine. While antioxidants are beneficial in any step of your routine, they…

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